Meh

[textualdeviance]

I've had a horrid headache all day, which I assume is from only getting 5 hours of sleep. I had to go down to the courthouse today to pay that bizarre ancient ticket, and that was a pain in the ass. Hiking back up the hill to the parking garage in afternoon heat was un-fun, and added to my headache. I had a good appt. with my therapist, but I was so spacy from the headache that I barely remember what we talked about, and I had a hard time staying on-topic.

Then I get home to find out that the appraisal on our house was low-balled. $13k less than the low-end estimate I'd made based on the pricing of the house across the street (which isn't nearly as nice as ours.) I have no idea why. All I can think is that the guy just didn't like me. So we're going to be just squeaking by on the loan-to-value for the refi, and then we have to make some hard decisions about how much we're getting for the line of credit. Since things look kinda bad for my getting student loans, that means some fancy dancing with the other stuff we need the loan for (lots of house repairs, paying stuff off, etc.)

And then we find out that Mike needs $1700 worth of oral surgery. Which we'd kind of budgeted for, but I still was hoping it'd be far less. I'm depressed that our insurance won't cover more of that. And it turns out that the surgery is going to be even more extensive than they'd thought, and he's going to need a week of recovery, and so just coming off of vacation, he's trying to find a time to do this before I have to head off to school, and therefore won't be around to take care of him while he's recovering.

Bleh. Can I call a do-over?

Comments

[noipeh.livejournal.com]

Sometimes I think the estimates are deliberately low balled. It has nothing to do with whether the guy liked you or not. When we moved to Texas and had to sell our house in NJ, the company wanted you to try to sell your house with one of their prefered agents, but if it didn't sell, they'd give you a buy out. For the buy out, they needed two estimates of worth to be within a certain percentage of each other. The first two we had were 25,000 off. Yes, you read the zeros correctly. The next step would have been two more estimates, hopefully they would have been much closer to the higher estimate, but we never needed them. The house sold in less than 24 hours for $10,000 more than our asking price. There was a bidding war over it, always nice for the seller!

Sorry about the headache,I'm dealing with one myself right now, it's the pits isn't it?

[noipeh.livejournal.com]

I cannot believe I didn't comment on Mike's surgery! Blame it on the headache....anyway, that is truly the pits, hope he feels well quickly!

[textualdeviance.livejournal.com]

Thanks! Poor dear never got his wisdom teeth out, and one of them is at a bizarre angle, so they're going to have to basically deconstruct his jaw. Bleh.

[textualdeviance.livejournal.com]

I'm hoping that the only reason we were docked is because of some of the repairs which we're doing this whole thing to pay for. I imagine that refinishing our deck, finishing our landscaping, cleaning the roof, etc. will probably bump it back up a few notches.

At least we're not trying to sell. Hopefully by the time that happens (in a few years, once I've finished my degree and paid off the loans for it) it'll all settle out right.