Date: 2009-03-20 11:28 pm (UTC)
FWIW, this isn't our retirement money.

Ah, my misunderstanding, then!

The only change, really, is that we'd be buying instead of building, and we'd be doing that a couple years sooner than we would have built

But if you're planning to build your dream house in a couple of years anyway, why wade into the maelstrom of the housing market now? Two/three years is not a long time, and if you buy now you won't be able to build your dream house until you've saved up enough again...Doesn't make sense to me, I'm afraid!

And as far as the adoption goes, we'd definitely delay that until we were in the new house.

That does make sense!
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